Insurance. For many folks, it's been a bad word when it comes to high-performance Mopars. Many folks who remember when 426 Hemis were factory options in B-Body and E-Body Mopars also remember how expensive insuring them back then was--many times, insurance payments were lots higher than car payments! That's a big reason why insurance gets part of the blame for the disappearance of factory-built performance cars after 1972.

Nowadays, there are specialized insurance policies available for those who restore and enjoy vintage rides. However, more than a few companies and underwriters require that all drivers in the household be at least 25 years old, and/or have at least 10 years worth of driving experience. That can be an obstacle if you're 22 years old and living on your own, or you're still in high school and living at home with Mopar-devoted parents who've supported you all the way on your first project.`But not all of them do.

The best thing that you can do is search on the Web for "collector car insurance." Click on each company, agency or underwriter that you come up with, and see if they will insure drivers and car owners age 25 and younger.

Regardless of whether they cover younger folks, there's something that each collector-car insurer requires that you have or do:

Have Another Vehicle As Your Daily Driver
That means have one or more cars/trucks that you use as your regular mode of go-to-work, go-to-school, parts-chasing, grocery-getting transportation. Keeping that Mopar that you've worked so hard and so much on out of the way of non-observant drivers (especially the yapping-on-a-cell-phone and/or texting while driving kind of drivers) will keep it out of danger--and keep your insurance rates for it down, too.

Along with that is driving your Mopar to shows, cruise nights, weekend road tours, and limited pleasure (non-show) driving. That'll also limit its exposure to the bad/non-observant/intoxicated drivers out there who can do it harm.

Have A Clean Driving Record
That means no more than a couple moving-violation tickets in the past 3-5 years. More serious offenses, like DUI/DWI, reckless driving, careless driving (i.e. the stuff that can get your license suspended or revoked if you do it one or more times) can disqualify you from getting most collector-car insurance policies, no matter what your age is.